SMS credit, what is it?

An SMS loan is a quick loan sent directly to you via your mobile phone. You can apply for a loan anywhere, anytime, using your mobile phone. SMS loans are a popular way to borrow money because the application process is quick and easy.

sms loan

The uniqueness of SMS Loans

One of the uniqueness of SMS loans is the speed, which is possible thanks to the electronic application and the automated system. The loan is paid immediately after approval by the loan provider. SMS loans are very simple and fast, which means you can borrow quickly if you need to.

credit24.ee

For the period of

1800 months

Loan amount

5000 €

Approval

15 minutes

History of SMS lending in Estonia

SMS loans first appeared in Estonia in 2007 and have grown in popularity over time. SMS loans are mostly offered by high-speed loan companies offering smaller loan amounts and short-term loan periods. To get an SMS loan, you don't need to submit a lot of paperwork - a short application over the phone is usually enough.

SMS loans are quite popular in Estonia, but it should be remembered that these are quick loans, which usually have a higher interest rate than regular bank loans. It is therefore advisable to think carefully before applying for an SMS loan whether you have enough money to repay the loan and whether you have other options for financing.

Advantages of a SMS Loan

  • SMS lending in Estonia is a very simple and fast loan application process. You can apply for a loan anywhere, anytime, using your mobile phone.
  • SMS loans are very simple and fast, which means you can quickly resolve financial worries.
  • SMS loans are a great option if you need a small loan and don't want to go through the complicated paperwork.
  • SMS loans are quite popular in Estonia and there are several credit institutions available that offer fast loans with lower interest rates and excellent customer service.
  • SMS loans are a great option if you need money fast and don't want to wait a long time for a loan.
  • SMS loans allow you to get a smaller loan amount and a shorter loan period, ideal for urgent expenses.
  • SMS loans allow you to finance your business.

SMS loan conditions

  • The applicant must be a citizen of the Republic of Estonia.
  • You must be at least 18 years old to apply for a loan, but most lenders will not lend to anyone under 21.
  • You must have a good credit rating.

Convenience with Mobey

Our online application system is fast and convenient. We offer low interest rates and our customer service is always ready to help and advise. With Mobey, you can quickly and easily compare offers from different lenders and find the best solution for you.

Mobey advantages

Thanks to our service, you can apply for a home loan in the comfort of your own home, confident that you've found the best deal. Check out our offers and apply for a home loan today - it's quick and easy!

cooppank.ee

For the period of

72 months

Loan amount

15000 €

Approval

2 minutes

kreditex.ee

For the period of

72 months

Loan amount

5000 €

Approval

15 minutes

tfbank.ee

For the period of

84 months

Loan amount

10000 €

Approval

60 minutes

What to remember when taking out a loan?

Before applying for a home loan, it's important to follow a few tips to help you find the best possible loan deal:

  • Before taking out a home loan, compare the offers from different lenders and choose the one that suits you best. Mobey helps you quickly and easily compare offers from different lenders and find the best loan deal for you;
  • think about your means: before applying for a car loan, make sure you can repay the loan. Plan your financial activities carefully and consider your income and outgoings;
  • read the terms and conditions: before taking out a home loan, read the terms and conditions carefully. Ask Mobey professionals for advice, we are always ready to help;
  • If you have any questions, you can always contact Mobey for help. Our professional and helpful experts will help you find the best solution.

SMS loan changes your life

In a situation where your car has suddenly stopped working and you urgently need money for repairs, but you don't have enough in your bank account, how would you manage? How would you explain to your child that he or she can't go on a school trip because you haven't saved enough?
In such situations, SMS Loan is the fastest and best solution.

An SMS loan is a simple and quick loan application process that allows you to get money quickly and easily. It's a particularly good option if you have an emergency, such as a car or household that needs paying for. An SMS loan also comes in handy when setting up a business.
SMS loans are quite popular in Estonia and there are several credit institutions that offer fast financing. Thanks to Mobey, applying for SMS loans is even easier and the interest rate is several times lower.
If you are interested in an SMS loan, feel free to contact Mobey - our professional and helpful customer service team will help you find the best solution.

SMS loans have helped many people achieve their dreams and solve urgent problems. One of our thousands of customers needed money exceptionally urgently for a car repair, but didn't have enough in her bank account. He decided to apply for an SMS loan with Mobey and received the money as soon as his application was approved. He got his car repaired and continued working without any downtime. Thanks to Mobey, the interest rate was low and the process was quick.
If you want to apply for an SMS loan, Mobey is your best choice. Mobey is based in Estonia and acts as an intermediary between lenders, offering you a faster and lower interest rate loan and excellent customer service. We help you solve your problems and get on with your life.

SMS Laen FAQ

What is the SMS loan application process?

The process of applying for an SMS loan is quick and easy. All you need is an internet connection and a mobile phone to send an SMS request. Once the request is accepted, you will receive your money quickly and easily.

What are the interest rates on SMS loans?

Interest rates on SMS loans may vary between different lenders. However, in general, SMS loans have a higher interest rate than regular bank loans.

What information do I need to provide to apply for an SMS loan?

To apply for an SMS loan, you will need to provide personal information such as your name, address, phone number and income.

What is the minimum and maximum loan amount for an SMS loan?

The loan amount for SMS loans can vary between different lenders, but is usually around €50-100. The maximum loan amount can be up to €5,000.

Is collateral required to apply for an SMS loan?

Most SMS lenders do not require a guarantee.

What are the terms and conditions of SMS loans?

The terms and conditions of SMS loans may vary between different lenders, but you will usually need to meet certain age limits (at least 18 years old).

What is the maturity of the SMS loan?

The maturity of SMS loans can vary between different lenders, but is usually 30-60 days.

How can I repay my SMS loan?

The repayment of SMS loans may depend on the lender, but you can usually repay your loan by automatic debit or by transferring it via an online bank.

How can Mobey SMS Loan help me?

Mobey acts as an intermediary between different lenders in Estonia, helping you to find the most suitable lender and offering you a faster and lower interest rate loan and excellent customer service.

Mobey is ready to help

You don't have to wait any longer, contact Mobey now - we want to help you.
buying your dream home. Our professional and helpful customer service team can help you to.
help you find the best home loan deal and advise you throughout the loan process!

Get a loan from your phone in minutes.

smsraha.ee

Type of loan

Short-term

For the period of

1080 days

Rate

1.50% month

Loan amount

1000 €

Approval

5 minutes

First free loan

no
loan.ee

Type of loan

Short-term

For the period of

1080 days

Rate

4.00% month

Loan amount

1000 €

Approval

5 minutes

First free loan

no
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