A mortgage is probably one of the most important financial decisions you will ever make, and it is a decision that requires a lot of research and consideration. With so much at stake, you need to make sure you understand the details of the process before you sign. In this blog post, we'll look at everything from the different types of mortgages available, to understanding what you can afford, to tips on getting the best deal. We'll also explore how technology has changed the mortgage process over time and what potential home buyers should keep in mind. Read on to find out more about mortgages!


For the period of

1800 months

Loan amount

5000 €


15 minutes
Mortgage loans

What is a mortgage and a loan?

A mortgage is a loan that is used to buy real estate, usually a home. The borrower makes monthly payments to the lender and the loan is usually repaid over 15 or 30 years. A loan is a type of debt that must be repaid with interest. Mortgages and loans are both types of debt instruments that can be used to finance the purchase of a home.

What is a mortgage?

A mortgage is a loan used to buy a home or other real estate. The borrower agrees to repay the loan over a fixed period, usually 15 or 30 years, and makes monthly payments of principal and interest. A mortgage is a collateralised loan, which means that the home or real estate is collateral in case the borrower defaults on the loan.

What is an example of a mortgage loan?

Assuming that you are referring to the definition of a mortgage loan, it is "a loan secured on immovable or immovable property". In other words, the loan is secured by some form of collateral. This collateral could be your home, your car or any other asset that can be used as security for the loan. If you default on the loan, the lender can seize and sell the collateral to make up its losses.