If you want to make the most of your money, leasing is a great option for businesses and individuals alike. Leasing gives people access to items they may not be able to buy outright - be it cars, equipment or even office space. But what exactly is leasing? And what are its advantages and disadvantages? In this blog post, we'll explore the basics of leasing and how you can use it to your advantage. From understanding the terms of leasing to analysing the costs and benefits, read on to find out more about leasing and make an informed decision about whether it's right for you.


For the period of

1800 months

Loan amount

5000 €


15 minutes

What is a lease payment?

When you lease a car, you basically rent it from the dealership for a fixed period (usually two to four years). You make monthly payments to the dealership, and at the end of the leasing period, you have the option to buy the car, trade it in for another vehicle or simply return it to the dealership.

Lease payments are usually lower than loan payments, as you only pay for the depreciation of the vehicle over the lease period. In other words, you don't pay back the full purchase price of the car as you would with a loan.

How to make money from leasing?

There are several different ways to earn money through leasing. The most common way is through rent paid by the tenant. You can also claim interest or penalties if the tenant doesn't pay on time. In some cases, you may also be able to collect a deposit from the tenant. Finally, you may be able to sell the lease to another party if you no longer want to be bound by the lease.

What are the benefits of leasing?

When you lease a car, you are essentially renting it for a fixed period of time. This can be a great option for people who don't want to own a car outright. There are a number of advantages to leasing a car, including:

1. You can drive a new car every few years. If you lease a car, you have the option to trade it in for a new model at the end of the lease. This means you can always drive the latest and greatest car on the market.

2. You don't have to worry about selling your car: if you decide you no longer want it at the end of the lease, you can simply return it to the dealer. You don't have to worry about finding a buyer and negotiating a price.

3. You can get lower monthly payments: the monthly payments for a leased car are often lower than if you had bought the same car outright. This is because you only pay for the depreciation of the vehicle over the lease term, not its full value.

4. Avoid repair and maintenance costs: as a lessee, you are not responsible for any repairs or maintenance that may be necessary during your leasing period. You won't have to pay for the maintenance of your car when you lease it, which can save you quite a lot of money over time, as cars inevitably need work as they get older.

Is leasing a financial decision?

There are a number of financial considerations to take into account when deciding whether to lease or buy a vehicle. For example, leasing generally requires a lower down payment than buying and the monthly payment may also be lower. However, at the end of the lease you will not own the vehicle, but if you buy it outright you will.

Another factor to take into account is that with a lease, you may have to pay extra premiums for things like excess mileage or wear and tear on the vehicle. With ownership, however, you are free to do things to the vehicle as you see fit, without worrying about extra charges.

Ultimately, whether leasing or buying is a better financial decision depends on your individual circumstances. If you plan to keep the vehicle for a long time and drive it frequently, buying may be a better choice. If, on the other hand, you only need it for a short time or don't plan to put a lot of miles on it, leasing may save you money in the long run.